“If a licensed contractor is doing the work, they automatically handle all the necessary permits.”

One common myth that property owners overlook when planning interior renovations in Ontario is:

“If a licensed contractor is doing the work, they automatically handle all the necessary permits.”

However, this misconception can lead to significant issues, and it’s important to clarify the truth behind it.

Why This Myth is Problematic

While it’s true that licensed contractors are familiar with local building codes and regulations, the responsibility for obtaining the correct permits often lies with the property owner or the person initiating the renovation project—not the contractor. Here’s why this can be an issue for commercial renovation projects in Ontario:

1. Contractors May Not Always Obtain Permits

Not all contractors automatically pull permits for their work. Some may assume that the client has already taken care of this, or they may choose to skip the process to save time or money. However, the property owner is still legally responsible for ensuring all necessary permits are obtained, even if the contractor is performing the work.

2. Permit Requirements May Vary by Municipality

Ontario has numerous municipalities, each with its own specific permit requirements and regulations. A contractor might be unaware of the specific building permit needed for a particular area, especially if they frequently work in a different jurisdiction. It’s essential to verify with the local municipality that the proper renovation permits are being pulled.

3. Some Renovations Are Complex

If the renovation involves more than just cosmetic work—such as changing the use of the space, modifying the electrical system, or impacting fire safety measures—the contractor might not be authorized to obtain the necessary permits. In some cases, the contractor may need to coordinate with an architect or engineer to ensure compliance with Ontario Building Code regulations, or work with the property owner to ensure that all requirements are met.

4. Owner’s Responsibility to Ensure Compliance

Even if you’ve hired a licensed contractor, the property owner is ultimately responsible for ensuring that the renovation complies with the Ontario Building Code and other local regulations. If the renovation is done without the necessary building permits, the property owner could face fines, penalties, or even be required to remove or redo work that doesn’t meet the code.

5. Insurance and Liability Concerns

If work is completed without the necessary permits, it can void the property owner’s insurance coverage in the event of an accident, damage, or claim. Additionally, if the renovation leads to problems (e.g., structural issues or safety concerns), the property owner could be held liable, even if the contractor performed the work.

The Real Responsibility: What Property Owners Must Do

• Verify with your contractor whether they are pulling permits and make sure they’re clear about who is responsible for obtaining them.

• Check with your local municipality to confirm what permits are required for your specific renovation project.

• Ensure permits are issued before work begins—don’t assume that just because a contractor is licensed, everything will be handled correctly.

Key Takeaways: Building Permits for Commercial Renovations in Ontario

While a licensed contractor may handle much of the renovation work, the property owner is still ultimately responsible for ensuring the proper building permits are obtained. Always double-check with the municipality to ensure compliance, as failure to secure the right permits can result in fines, safety issues, or future legal complications. Protect yourself and your property by staying informed and proactive when it comes to commercial renovation projects in Ontario.